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Some experts believe the delivery of financial services is generic… we respectfully disagree. We strive to make you feel like you’ve never experienced better service than you do from us. We won’t treat you like a number, and we certainly aren’t just interested in your transaction. We offer financial solutions – plural. We’re interested in you, your goals, and what matters in your world.

We’re proud of our team of bankers and how hard they work for our clients and communities. We’re at your service and you can count on our team. Our responsibility is to help you. Our privilege is to find the right solution for your specific wants and needs. We promise to make you feel extraordinary attention, confidence, and ease in every relationship with our organization.

We look forward to taking care of you.

Gabe Aufrance
Branch Manager & Commercial Lender 330-674-5019 email view lender profile

We’re upfront, we’re fair, and we get things done quickly. Providing a quick turnaround to a client means they can stay focused on what matters – their business.

Specialties: Commercial Real Estate, Investment Real Estate, Equipment Loans

Tim Bahler
Branch Manager & Commercial Lender 330-462-7031 email view lender profile

I care about my clients. Whatever it takes, I’m going to work hard to make that client happy.

Specialties: Truck & Equipment Financing, Investment Property Financing

kathy-bartlebaugh
Kathy Bartlebaugh
Trust Administrative Officer 740-399-5141 email
Nick Blanchard - headshot
Nick Blanchard
Commercial Lender 740-399-5122 email view lender profile

For my clients, I’m a one-stop shop. They appreciate not having to go to somebody else. You call me, and I’ll get it done for you.

Specialties: Commercial Real Estate, Small, Mid & Large Business Lending, Manufacturing, Agriculture

Bob Boss - headshot
Bob Boss
Executive Vice President 330-674-3041 email
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Cheri Butcher, CTFA
Senior Vice President 740-399-5104
Raymond James Financial Advisor

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

First-Knox National Bank and investment center are not registered broker/dealers and are not affiliated with Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Additional Resources:
Raymond James Privacy Policy
FINRA Brokercheck

Phyllis Colopy
Branch Manager 740-599-6686 email
levi-curry-mortgage-consumer-lender
Levi Curry
Assistant Vice President, Mortgage and Consumer Lending 740-399-5215 email
Rachelle Dallas
Assistant Vice President, Branch Administration 740-399-5394 email
debbie-daniels -headshot
Debbie Daniels
Trust Administrative Officer 740-399-5208 email
jessica-davis-mortgage-lender
Jessica Davis
Administrative Manager, Lender 740-399-5126 email
Lance Dill
Branch Manager 419-886-3711 email
Krystal Drye
Branch Manager 740-397-6187 email
Laurie Gallwitz
Branch Manager 740-625-6136 email
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Todd Hawkins, CTFA, CFP ®
Vice President & Banking Officer, Trust Portfolio Manager 740-399-5526
Raymond James Financial Advisor

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

First-Knox National Bank and investment center are not registered broker/dealers and are not affiliated with Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Additional Resources:
Raymond James Privacy Policy
FINRA Brokercheck

Brandon Hayes
Commercial Lender and Branch Manager 419-946-9010 email view lender profile

Every client is different, every opportunity is different, every need is different, so that means a good lender needs to be different.

Specialties: Real Estate, Equipment Loans, Working Capital, Ag Lending, Lines of Credit, Investment Real Estate, Construction Loans

Cindy Higgs
Vice President and Senior Retail Lender 740-399-5272 email
James Hobson
Vice President & Commercial Lender 740-399-5205 email view lender profile

I’m fair, I’m honest, and I’m responsive. That’s what my clients are looking for.

Specialties: Commercial Real Estate, Equipment Loans, Working Capital

jason-hummel - Headshot
Jason Hummel
Regional Commercial Lender 330-674-3041 email view lender profile

I care about your business and enjoy building relationships with my clients. You can rely on me to listen to your needs before I suggest a solution to bolster your success.

Specialties: Commercial Real Estate, Manufacturing, Investment Real Estate, Construction Loans, Equipment Loans

Rebekah Jenkins
Branch Manager 740-694-2035 email
Erin Kelty
Assistant Branch Manager 419-946-9010 email
Jeff Kinney
Mortgage/Consumer Lender 330-674-3604 email
Ed Kline
Assistant Vice President & Business Development 419-946-9010 email view lender profile

I enjoy seeing families and businesses grow. Being able to help an individual or family start a business and guide them as it grows and moves to the next generation, that’s a privilege.

Specialties: Commercial Real Estate, Equipment Loans, Working Capital

Darrell Lee - headshot
Darrell Lee
Commercial Lender 330-462-7032 email view lender profile

We go the extra mile to be accessible to our clients, to adapt when needed, and to get them a quick answer. That’s what sets us apart.

Specialties: Truck & Equipment Financing, Investment Property Financing, Residential Lending, FHA, VA, Rural Development

mary-loyd-headshot
Mary Loyd
Assistant Vice President & Banking Officer 740-399-5195
Raymond James Financial Advisor

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

First-Knox National Bank and investment center are not registered broker/dealers and are not affiliated with Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Additional Resources:
Raymond James Privacy Policy
FINRA Brokercheck

Paul Mayville
Trust Administrative Officer 740-694-2035 email
Jay McCulloch
Assistant Vice President 330-674-5088
Raymond James Financial Advisor

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

First-Knox National Bank and investment center are not registered broker/dealers and are not affiliated with Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Additional Resources:
Raymond James Privacy Policy
FINRA Brokercheck

jim-meyer-mortgage-consumer-lender
Jim Meyer
Assistant Vice President, Mortgage and Consumer Lending 740-399-5109 email
Monique Milligan
Branch Manager 740-399-5517 email
Rayma Ruhl
Assistant Branch Manager 740-694-2035 email
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Sherry Snyder
Commercial Cash Management Officer 740-399-5613 email
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Tiffany Stefano
Operations Manager 330-674-5284 email
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Steve Waers
Commercial Lender 740-399-5118 email view lender profile

I want my clients to know that I care, that they can trust me. But also, that I’m going to work as hard as I can to fight for them.

Specialties: Municipality Lending, Equipment Loans, Commercial Real Estate