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Verified by Visa


Visa offers comprehensive fraud protection, but Verified by Visa takes it a step further, adding an extra layer of security at the point where you enter credit or check card information online.

What is it?

It’s an added layer of security when you make purchases online. This free service helps prevent unauthorized charges before they happen by confirming your identity with an additional password. It’s quick and easy to activate your card!

How does it work?

Merchants that participate in the Verified by Visa program require Visa cardholders to enter a password while shopping online in addition to their card information.

What do I need to know to establish an online PIN?

For check cards: Visa card number, expiration date, CVV code (last 3 digits on the signature panel) and card PIN.

For credit cards: Visa card number, expiration date, CVV code (last 3 digits on the signature panel), card PIN, zip code, date of birth and mother’s maiden name.

What are the password requirements?

A PIN for online purchases needs to be between 6-14 characters, letters or numbers and is case sensitive.

Will my Verified by Visa password be the same as my ATM PIN?

No, this will not change your 4-digit ATM PIN provided by the bank.